PRIVACY NOTICE: This notification is in compliance with our obligation with the Federal State law to safeguard your non-public personal information. We collect non-public personal information about you from the following sources: a) information we receive from you on applications or other forms; b) information about your transaction with us, are affiliates or other involved in the processing of your transaction; and c) information we receive from a customer report agency. We do not disclose any non-public personal information about our customers or former customers to anyone, except as permitted by law. We restrict access to non-public information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal and state regulations to guard your non-public personal information.